What Is a PEO?
Learn what a PEO (Professional Employer Organization) is, how it works, and whether it's right for your growing business, explained by PEO Advocate Suzanna Martinez.
Read: What is a PEO?Compare Multiple PEOs. Lower Benefits Costs. Get Unbiased Advice.
Suzanna Martinez spent more than 20 years working for PEO companies. Now she works for you. She helps employers compare both PEOs and group health insurance, including coverage outside a PEO, then negotiates on your behalf. Most companies save 20–40%, at no added cost to you.
Suzanna MartinezYour PEO Advocate · Founder, PEO for the CEO
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Tell Suzanna about your company and get back your best-fit PEO or group health insurance options, compared side by side.
500+
PEO companies in the US
3–5
best-fit matches for your company
20–40%
typical savings on health insurance premiums
$0
out-of-pocket cost to you
We compare leading PEOs, including
Group health insurance help, with or without a PEO
PEO For The CEO helps employers compare both PEOs and group health insurance solutions, including coverage outside a PEO. Come to Suzanna for health insurance help even if you do not need or want a PEO.
Health insurance through a PEO
Access large-group rates through PEO master policies. Clients typically see 20–40% savings on health insurance premiums.
Employee health insurance and benefitsGroup health insurance outside a PEO
You do not need a PEO to get help. Suzanna also compares stand-alone group health insurance directly with insurance providers.
Renewal too high? Compare alternativesRenewal coming up?
Start shopping about 120 days before your group health insurance renewal date. If your renewal is 60 days away or less, you can still act.
See the renewal timeline
PEO basics, explained by Suzanna
Three short videos, with the written answers beside them.
What Is a PEO Broker?
A PEO broker is an independent advocate who helps businesses shop, compare, and negotiate with multiple PEO companies to find the best fit, and stays involved throughout the entire relationship to ensure the PEO delivers on its promises.
Read: PEO broker servicesHow Are PEO Brokers Paid?
A PEO broker is typically paid by the PEO company, payroll provider, or insurance carrier that the client selects, not by the client directly. This means businesses can access expert PEO guidance at no out-of-pocket cost.
Read: How PEO brokers are paid
Suzanna Martinez
Founder, PEO for the CEO
The PEO insider who now sits on your side of the table
Suzanna founded PEO for the CEO after more than 20 years working for multiple PEO companies. She knows the industry from the inside, and she uses that to match each business with the PEO partner that fits it. After you sign, she stays involved to make sure your PEO delivers on its promises.
20+ years
working for multiple PEO companies before founding PEO for the CEO
Hundreds
of businesses guided in Georgia and Colorado
Large-group rates
her specialty in health insurance negotiation
Talk to Suzanna
- 470-610-2168
- info@peofortheceo.com
- 7742 Spalding Dr Suite 516, Norcross, GA 30092
Licensed by the Georgia Department of Insurance
Where you may have seen Suzanna
GWBC Power of Partnering
Featured, 2024
Gwinnett Business Radio
Guest, 2022
Latina's Rise
Board of Directors
Peachtree Corners Business Association
Board of Directors
Georgia Hispanic Chamber Association
Ambassador, 2020–2024
Member of
Real conversations about PEOs, hosted by Suzanna
Owners, finance leaders and HR insiders sit down with Suzanna to talk about hidden fees, switching PEOs and what it costs to stop shopping around.
What 8 years without shopping your PEO really costs
Suzanna with Lori Cotner, Arbiser Machine, Atlanta manufacturer
How it works
Three steps from 500 options to the right partner for your business.
- 1
Tell us about your company
Share your industry, headcount, current setup and what you need from HR, payroll and benefits.
- 2
Get your best matches
We collect competitive proposals and narrow the field to 3–5 PEOs that fit, laid out side by side.
- 3
Choose, and keep us in your corner
We negotiate pricing and contract terms, guide the switch, and stay involved so your PEO delivers on its promises.
You run the business. Suzanna runs the PEO search.
As your independent PEO broker, Suzanna shops, compares and negotiates with multiple PEOs for you, and she works only in your interest.
- Vendor neutral. She compares providers objectively, and you can add any PEO you are already considering
- No cost to you. The PEO, payroll provider or carrier you select pays her fee
- Relationships and volume discounts that are not generally available when you go direct
- More than 20 years of experience in PEOs and employee benefits
See your options, side by side
Real comparisons from client analyses. Each company kept its benefits and lowered its total cost.
National food rescue organization
501(c)3 non-profit · 13 employees
First-year savings
$27,780
No loss of benefits
Swipe the table to compare every PEO
| PEO | Current PEOADP Totalsource | G&A | ExtensisHR | Best matchPrestige |
|---|---|---|---|---|
| Total annual medical premiums | $99,373.00 | $81,795.00 | $85,884.00 | $79,617.24 |
| Annual admin costs | $24,037.00 | $15,016.00 | $9,720.00 | $13,687.00 |
| Annual workers comp costs | incl. in admin | $2,388.00 | $3,771.00 | $2,325.00 |
| Total annual costs | $123,410.00 | $99,199.00 | $99,375.00 | $95,630.00 |
| First-year savings | — | $24,210.00 | $24,035.00 | $27,780.00 |
| Percentage of savings | — | 19.62% | 19.48% | 28% |
What a PEO takes off your plate
According to NAPEO, businesses that use a PEO grow 2x faster on average, see 12% lower employee turnover and are 50% less likely to go out of business. Here is what the right partner handles for you.
Health insurance and benefits
Medical, dental, vision and life coverage, FSA and HSA administration, 401(k) setup and employee perks, often at large-group rates through PEO master policies.
Payroll services
Payroll processing, tax filing, direct deposit, wage and hour compliance, garnishments and detailed reports, so your team is paid correctly and on time.
HR team support
Onboarding, employee relations, HR policy development, best-practice compliance reviews and an employee solution center.
Risk and compliance
Employment practices liability insurance (EPLI), Affordable Care Act compliance, training, claims management and the paperwork employment laws require.
Workers' compensation
Industry-specific assessments, claims management, fraud prevention and no year-end audits, plus safety programs and training.
Technology platform
Self-service tools for onboarding, benefits enrollment, time tracking, performance management, applicant tracking and HR reporting.
What business owners say about working with us
She brought in the right partners, saving us 10.7% on medical premiums and offering an identical plan design.
Her tenacious approach on our behalf resulted in significant cost savings with a smooth transition to a new PEO.
She brokered a great deal for us and followed up after the sale to make sure our implementation was a success.
The company she connected us with was able to fulfill all of our HR needs at a price we could afford.
I chose to work with Suzanna because of her expertise on all things that PEOs offer and her commitment to high-quality services.
She is so helpful and because she is a broker of PEO services, I know she can find just the right PEO for small businesses like mine.
Suzanna Martinez is very knowledgeable in every aspect of the business.
Questions CEOs ask about PEO brokers
Still deciding? Call 470-610-2168 and talk it through with Suzanna.
We narrow the field to 3–5 PEOs that fit your company and lay their proposals out side by side, so you can compare them before choosing.
Ready to see which PEOs fit your business?
Start your free, no-obligation PEO analysis with Suzanna. She will bring back your best-matched options and negotiate the terms, at no cost to you.