As a Property and Casualty (P&C) broker, you understand the difficulty that high-risk clients face when it comes to managing workers’ comp insurance. If you’re working with businesses that have high E-mod rates or are hard to insure, finding affordable options can feel like a challenge. That’s where we come in—by partnering with PEOs (Professional Employer Organizations) to provide cost-effective solutions for your clients.

One of the most common pain points for businesses in high-risk industries is the unexpected costs that come with traditional workers’ comp insurance. With the traditional model, businesses often face surprise audits and large premium adjustments that can strain their cash flow. But with pay-as-you-go workers’ comp, clients pay premiums based on their actual payroll each pay period—eliminating those dreaded year-end audits. This approach allows your clients to only pay for the coverage they need and avoids any surprises, making budgeting more predictable and easier to manage.

For many businesses, especially those in high-risk sectors like construction, staffing, and trucking, paying a large upfront deposit for workers’ comp insurance can be a significant financial burden. But what if you could offer your clients a solution that doesn’t require any upfront deposit? That’s exactly what we do. We work with PEOs that don’t require large upfront payments, giving your clients the flexibility to free up cash flow for other priorities, whether it’s growing their business or managing day-to-day operations.

If you’re working with clients who have high E-mod rates (Experience Modification Rates), you know how tough it can be to find a workers’ comp policy that won’t break the bank. High E-mod clients often face higher premiums due to their history of workplace accidents or safety issues. But not all PEOs are the same. We specialize in connecting brokers with A-rated PEOs that take on high E-mod risks. These PEOs have the experience and resources to provide affordable coverage, even for clients with higher-than-average risk factors.

With over 700 PEO options available, navigating the landscape to find the best fit for your clients can be overwhelming. That’s where we come in. At PEO For The CEO, we shop multiple PEOs to ensure you find the right coverage for your clients—whether they’re hard-to-insure, have high E-mod rates, or need more flexible payment options. Best of all, our services are free to you, and we make sure you’re compensated on residual commissions.

If you’re ready to place your high-risk clients with affordable workers’ comp insurance that saves them money and provides flexible options, let’s chat. We’re here to help you find the right solution for your clients’ needs, and we’d love to explore how we can make your job easier.

Ready to save your high-risk clients on workers’ comp insurance? Email Suzanna@PEOfortheCEO.com today to explore the best PEO options for your clients, and start offering flexible, affordable solutions to businesses with high E-mod rates.